Living extremely cheaply isn't always that great.. you can be frugal, but at a certain point, people take it too far. I.e., if you spend hours (or days!) compa

Living extremely cheaply isn't always that great.. you can be frugal, but at a certain point, people take it too far. I.e., if you spend hours (or days!) comparing prices when purchasing lower value items, you value your time at exactly zero, and it might actually be easier to make (!) money vs spending less. Maybe your girlfriend actually prefers living a little? I'm not saying to throw your money away on useless stuff (I don't), but at a certain point, it gets tiresome. I've known a guy who, when he was thirsty, refused to purchase a small bottle of water for like €1.5 because he considered it a ripoff, after which he promptly asked a friend if he could drink from his bottle. Honest to god, I hope you don't mean living cheaply in that way. In the end, it's about finding a balance. Too much spending, and you won't have enough to invest. Too little, and life won't be much fun, 'cause frankly a lot of fun things cost money. I spend about the same (probably a bit more) as some of my friends in terms of monthly burn, yet I make 10x their salary. I consider that frugal, but I live well. Also, there's no point living cheaply if you don't know what to do with the extra money. Know where you're headed, i.e. financial independence, buying a house, etc