Some creditor took advantage of her naivete and tricked her into taking on her late mother's debt. Probably illegally. Either that or she was a cosigner and he

Some creditor took advantage of her naivete and tricked her into taking on her late mother's debt. Probably illegally. Either that or she was a cosigner and her mom probably was not straightforward with her about what she was getting into when she cosigned. Shitty parents do that sometimes.