Sounds like she may have cosigned on the debt. The reason lenders ask for cosigners is because the would-be debtor is a poor credit risk. They want someone to

Sounds like she may have cosigned on the debt. The reason lenders ask for cosigners is because the would-be debtor is a poor credit risk. They want someone to go after in the likely event that the person stops servicing the debt. Never, never cosign someone else’s debt. Yes, here come a million and one what-ifs for this and that goofy situation. Don’t do it.