> I've not heard of a modern country where debt is inherited by the children. In Austria, you can opt-out and have 2 more choices: inherit "unconditionally", w

> I've not heard of a modern country where debt is inherited by the children. In Austria, you can opt-out and have 2 more choices: inherit "unconditionally", which means you inherit before even knowing the net worth / debt status (creditors may surprise you with bills afterwards - it happened to me personally, an uncle demanded €25k for nursing my mother after she had died), as well as "conditionally", which means creditors get a time frame for disclosing their demands (demands made later are void) and at the end you know exactly what the net worth/debt is and you can choose not to inherit it (this takes longer and is more expensive).