I hear the exact opposite is true, that in some large US chains earlier in its lifetime an Apple Pay competitor paid the retailers to not provide Apple Pay faci

I hear the exact opposite is true, that in some large US chains earlier in its lifetime an Apple Pay competitor paid the retailers to not provide Apple Pay facilities in favour of theirs. In UK the same object takes chip+pin and NFC of any kind (iPhone, Android, contactless). http://daringfireball.net/2014/10/nfc_apple_pay http://daringfireball.net/2014/10/nfc_apple_pay