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It's even worse. If Apple gets their way, ApplePay will be available to Apple users only. If banks get their way, their payment system will be available to ever
by tomp 10y ago
It's even worse. If Apple gets their way, ApplePay will be available to Apple users only. If banks get their way, their payment system will be available to everybody. It's quite clear to me which one is better...
- paperpunk 10y agoApple Pay doesn't stop other payment provisions from functioning. The same contactless reader will read Apple Pay, Contactless cards, and Android Pay. Of course Apple Pay will only be available to Apple users. That's literally what Apple Pay is: contactless payment on an Apple device. There's no reason for there to be Apple Pay on Android or another platform.
- tomp 10y agoMy worry is that if because of Apple's market power, merchants would be less likely to implement other NFC technologies (Contactless, Android Pay) once they have Apple Pay. The technologies are clearly different (even if they use the same reader), otherwise all places that support one would automatically support all of them.
- izacus 10y agoWhich still means I'm not allowed to pay for anything on an Apple device (since Apple hasn't and probably won't make it available locally), while an application built by my bank would.
- coldcode 10y agoI've worked for banks. I'd trust Apple to build a secure environment but not a bank.
- izacus 10y agoWhich kinda misses my point. A "secure" Apple service only available in select few countries with no ability to compete or implement your own is more useless than theorycrafting your experiences from banks to other world banks.
- dalore 10y agoIf Apple get their way ApplePay AND whatever system the banks come up with be available to everybody with the required devices. Also Android pay will be available. If banks have their way, there will be no ApplePay, no AndroidPay etc It's quite clear which one is better.
- creshal 10y ago> It's quite clear which one is better. The unified system supported by all banks and all devices?
- dalore 10y agoThe one where consumers and merchants are free to chose. Yes a unified system on which Apple, Android, or whomever wants can develop a system that is open to all to use.
- kuschku 10y agoThe only one who can build such a system would be the banks. Both Apple and Google want to keep Apple Pay and Android Pay exclusive to their platforms.
- glenndebacker 10y agoThat is pure FUD and you know that. Here we don't have ApplePay (yet) but alternative payment solutions for bankcards have also certain restrictions and sometimes this also means regarding hardware. That being said I have still the choice to way I pay and that won't be different than when ApplePay is available... . If I heard it correctly it can even use the same POS HW that other NFC based payment solutions use. The only "negative" thing will be that I as a consumer, will have more choice.
- tobylane 10y agoI hear the exact opposite is true, that in some large US chains earlier in its lifetime an Apple Pay competitor paid the retailers to not provide Apple Pay facilities in favour of theirs. In UK the same object takes chip+pin and NFC of any kind (iPhone, Android, contactless). http://daringfireball.net/2014/10/nfc_apple_pay http://daringfireball.net/2014/10/nfc_apple_pay
- tdkl 10y agoApple Pay is already available for Apple users only. Although they did announced Apple Pay on the WEB. It will require Safari - which is available on iOS/macOS exclusively.