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> The burden of proof on unauthorized transactions is on the consumer. The burden of proof for unauthorised transactions is _never_ on the consumer. > In the
by cynix 10y ago
> The burden of proof on unauthorized transactions is on the consumer.
The burden of proof for unauthorised transactions is _never_ on the consumer.
> In the case of disputed transactions the merchant is on the hook
It is always the merchant who's on the hook for disputed transactions. The banks/issuer is _never_ on the hook.
Contactless payment is literally just a more convenient version of magnetic/chip payment, with everything else being the same.
- rjvs 10y ago> The burden of proof for unauthorised transactions is _never_ on the consumer. It's true that the merchant has to prove that the consumer made the purchase. However, the burden is still on the consumer, since they still have to service the transaction until the dispute process is resolved.