So if John Doe transferred $100,000 to his Bitfinex account but never pulled the trigger and bought Bitcoin with it, he's going to log in and find $64,000? Ouch

So if John Doe transferred $100,000 to his Bitfinex account but never pulled the trigger and bought Bitcoin with it, he's going to log in and find $64,000? Ouch! So much responsibility, and very little improvement since Gox. I still can't figure out how Bitfinex left such a large % of their assets in one place.