While I agree that this seems to be the optimal strategy with which to play this part of life's game, if you step back a bit, the whole thing is bullshit. A cr

While I agree that this seems to be the optimal strategy with which to play this part of life's game, if you step back a bit, the whole thing is bullshit. A credit card is effectively the exact same as a debit card (for what uses I would be using it for), it's just more hassle (again) on my part to get it to be backed by cold hard cash, and requires me to agree to an agreement that, should I ever slip up, has some exceedingly nasty clauses.