> 1. call the merchant that charged the fraudulent charge, and attempt to get them to void it. This was literally as pointless as it sounds. For any merchant w

> 1. call the merchant that charged the fraudulent charge, and attempt to get them to void it. This was literally as pointless as it sounds. For any merchant who knows what they're doing, this is FAR from pointless. It's much cheaper for them to just go ahead and refund you than to get a chargeback. They should only refuse to refund you if they believe that the charge is legitimate and that they can successfully represent the chargeback.