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The health insurance exemption only helps the healthcare industry; without this exemption, people would rather be paid cash than get expensive extra healthcare
by nickff 10y ago
The health insurance exemption only helps the healthcare industry; without this exemption, people would rather be paid cash than get expensive extra healthcare benefits. People would probably rather buy their own health insurance than have an employer choose it, and most employers would rather offload the trouble of managing health insurance (as many have healthcare departments, which is not their core competency).
Unfortunately the Affordable Care Act (A.K.A. ACA, Obamacare) cemented employer-purchased healthcare into place with the employer mandate.
- lotsofpulp 10y agoI think it's also possible that a large employer being able to offer health insurance much more cheaply per employee than a small employer can gives the large employer that much more advantage over the small one for no reason.
- nickff 10y agoThat is a very good point, and I have never looked at it that way. Unfortunately, this is exactly what we should expect, as governments usually consult large organizations for feedback, and small (or as-yet unformed) organizations are put at a great disadvantage.
- venomsnake 10y agoAnd it is a way to a job serfdom - the cost of unemployment is greater. And - is anything worth risking my family health plans for? Employer provided insurance should stop existing.
- stanleydrew 10y agoThe ACA was directionally correct in terms of the individual mandate though, and hard enough to pass as it was. I would expect with a Hillary presidency we'll see more progress made towards separating employment and healthcare.
- koolba 10y ago> The ACA was directionally correct in terms of the individual mandate though, and hard enough to pass as it was. The ACA was a cop out. If you're not going to go to either single payer or at least include a public option (i.e. buy into the equivalent of public Medicare) then it's all a way to force people to send money to insurance companies. The Dems had a supermajority in the senate but either didn't have the balls to do the right thing, or, more likely, just wanted to suck up to their corporate interests. > I would expect with a Hillary presidency we'll see more progress made towards separating employment and healthcare. Ha! I'm sure she'll be just as tough on Wall street too.