> Really? Not doubting you, but that would mean a whole fairly big pile of money already. It would entail moving to a lower cost locale (ie. not SF/NYC), but c

> Really? Not doubting you, but that would mean a whole fairly big pile of money already. It would entail moving to a lower cost locale (ie. not SF/NYC), but certainly doable. It would also mean tapping everything besides my IRA. I'm not really worried about layoffs. It's more that I would like to be prepared. Also, even if I can survive financially, I'd rather avoid going without an income for any extended period. In terms of small/medium companies, it really seems like most of them outside tech don't value IT at all. If they even have developers, they seem to underpay them. This might just be my bias though. I appreciate the advice and will be sure to include a few smaller non-tech companies in my next job search.