If you have 6 months in the bank, then you don’t need to make decisions “suddenly.” I think it is sound advice. Life does not wait for anything. Would you rath

If you have 6 months in the bank, then you don’t need to make decisions “suddenly.” I think it is sound advice. Life does not wait for anything. Would you rather be a poor person who raised a family, or do you want to be a rich person who waited too long? Assuming you want kids at all, of course. If you have the financial discipline and spousal support to have 6 months saved up, then you can apply that discipline to raising the kids. No private school that you can’t afford. No designer clothing or unnecessary shoes. No TV with ads that awaken consumer envy.