5 ms·

I reached the same conclusion. There is the risk that insurance companies will somehow use my own genome against me in the future. I want to learn everything m

I reached the same conclusion. There is the risk that insurance companies will somehow use my own genome against me in the future. I want to learn everything my own genome can teach me, but have complete control over which parts of that knowledge I share.

thaumasiotes 10y ago
> There is the risk that insurance companies will somehow use my own genome against me in the future. They do that now. That's the whole point of asking for your family medical history.
- nommm-nommm 10y ago
  Doesn't the ACA and GINA prevent them from doing this anymore?
- criddell 10y ago
  My memory may be failing me, but I think when I last applied for life insurance, they asked if I had my genome sequenced and the possible answers were yes, no, or I don't want to say. I don't believe they asked for any information beyond that. I could see the day where they offer a discount if you disclose your data just like car insurers offer a discount if you opt-in to tracking.
  - mrfusion 10y ago
    23andme wouldn't count as sequencing anyway right? They're just looking for certain snp's.
    - criddell 10y ago
      My memory may be wrong. It was a decade ago so maybe it wasn't DNA testing. I'm thinking it might have been full body scans. They were popular for a while, but I really haven't heard much about them lately.
  - wccrawford 10y ago
    Last I checked, it was specifically illegal for them to get that information for insurance purposes.
    - criddell 10y ago
      I suppose it would be okay for them to collect that information, as long as it wasn't used to set insurance rates or to deny coverage.
berberous 10y ago
In the U.S, the federal law GINA prevents genetic discrimination by health insurance companies. It could theoretically be repealed one day, but I think that is extremely unlikely. There are, however, certain gaps in the law. For example, I believe life insurance is not currently covered.
- nommm-nommm 10y ago
  >It could theoretically be repealed one day, but I think that is extremely unlikely. For reference on how unlikely - https://www.congress.gov/bill/110th-congress/house-bill/493/actions https://www.congress.gov/bill/110th-congress/house-bill/493/... 04/25/2007 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 420 - 3 (Roll no. 261).(text: CR H4083-4094) 04/24/2008 Passed/agreed to in Senate: Passed Senate with an amendment by Yea-Nay Vote. 95 - 0. Record Vote Number: 113. 05/01/2008 Resolving differences -- House actions: On motion that the House agree to the Senate amendment Agreed to by the Yeas and Nays: 414 - 1 (Roll no. 234).(text as House agreed to Senate amendment: CR H2961-2972) 05/19/2008 Presented to President. 05/21/2008 Signed by President. [The one Nay in the House was Ron Paul].

thaumasiotes 10y ago

> There is the risk that insurance companies will somehow use my own genome against me in the future. They do that now. That's the whole point of asking for your family medical history.

nommm-nommm 10y ago
Doesn't the ACA and GINA prevent them from doing this anymore?
criddell 10y ago
My memory may be failing me, but I think when I last applied for life insurance, they asked if I had my genome sequenced and the possible answers were yes, no, or I don't want to say. I don't believe they asked for any information beyond that. I could see the day where they offer a discount if you disclose your data just like car insurers offer a discount if you opt-in to tracking.
- mrfusion 10y ago
  23andme wouldn't count as sequencing anyway right? They're just looking for certain snp's.
  - criddell 10y ago
    My memory may be wrong. It was a decade ago so maybe it wasn't DNA testing. I'm thinking it might have been full body scans. They were popular for a while, but I really haven't heard much about them lately.
- wccrawford 10y ago
  Last I checked, it was specifically illegal for them to get that information for insurance purposes.
  - criddell 10y ago
    I suppose it would be okay for them to collect that information, as long as it wasn't used to set insurance rates or to deny coverage.

berberous 10y ago

In the U.S, the federal law GINA prevents genetic discrimination by health insurance companies. It could theoretically be repealed one day, but I think that is extremely unlikely. There are, however, certain gaps in the law. For example, I believe life insurance is not currently covered.

nommm-nommm 10y ago
>It could theoretically be repealed one day, but I think that is extremely unlikely. For reference on how unlikely - https://www.congress.gov/bill/110th-congress/house-bill/493/actions https://www.congress.gov/bill/110th-congress/house-bill/493/... 04/25/2007 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 420 - 3 (Roll no. 261).(text: CR H4083-4094) 04/24/2008 Passed/agreed to in Senate: Passed Senate with an amendment by Yea-Nay Vote. 95 - 0. Record Vote Number: 113. 05/01/2008 Resolving differences -- House actions: On motion that the House agree to the Senate amendment Agreed to by the Yeas and Nays: 414 - 1 (Roll no. 234).(text as House agreed to Senate amendment: CR H2961-2972) 05/19/2008 Presented to President. 05/21/2008 Signed by President. [The one Nay in the House was Ron Paul].