Yes, now they are planned to be 50%. But in 30 or 40 years? I'd rather put the money in a private saving plan than to hand it over to the government for a vagu

Yes, now they are planned to be 50%. But in 30 or 40 years? I'd rather put the money in a private saving plan than to hand it over to the government for a vague promise of "no worry, we'll pay you somehow back".