In Brazil, probably all cards have chip and chip+PIN has become universal. It works great: - it's as fast as swyping and signing; - there are portable termina

In Brazil, probably all cards have chip and chip+PIN has become universal. It works great: - it's as fast as swyping and signing; - there are portable terminals using gsm, so no waiter has to take your card far from you (yes, take a photo of your card from front and back and go shopping online!) - there is competition among the providers: you can stick to the company that will have a smaller fee providing you the equipment. When used my card in travels to the USA, found it funny to have to swype: the magnetic strip is easily damaged (and wouldn't work sometimes) and the "signature" on those equipments were laughable, since you sign whatever you want. In Europe, don't remember to have swiped my card. But the PIN had some problem (and had the same in the USA with chip+pin): cards can have 4 or 6 digits inn Brazil, but there were room for just 4. Sometimes it works if you type just the first 4, some countries you type the last 4.