That's what I said. > Of course the bank has your PIN (or hashed PIN) All the previous poster said was that the bank said they sent him a card with the same P

That's what I said. > Of course the bank has your PIN (or hashed PIN) All the previous poster said was that the bank said they sent him a card with the same PIN. The bank can do this by storing PINs or hashed PINs. As rrobukef noted, storing a PIN hashed offers little additional security as storing them unhashed because of the small number of unique PINS that are possible.