Everyone in Australia pays with the wave of their visa card. You only bother with a pin for transactions over $100. I always have my card handy and it doesn't n

Everyone in Australia pays with the wave of their visa card. You only bother with a pin for transactions over $100. I always have my card handy and it doesn't need to be charged. Every trader accepts visa paywave. I have no idea why anyone would want to use a phone for payments instead. It seems like an idea more suited to different country with a different banking system.