Same here in France, Apple Pay is launching against a user base that is very welcome to using NFC payment by debit card, banks that are trying to launch their o

Same here in France, Apple Pay is launching against a user base that is very welcome to using NFC payment by debit card, banks that are trying to launch their own broken mobile payment solution as a paid option, and mobile operators that require special SIMs and apps that you must at best sideload if they're outright not requiring a device bought from the operator store with a custom firmware. Oh and there's Fivory, the startup that's obviously better because it's French (you know, like french cars, French people are overly infatuated with home-made stuff). Hopefully Android Pay comes soon, so that most mobile phones get a ready to use native solution and all this crap gets swiped under the rug.