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I live in Australia and since we already have contactless payments everywhere I don't understand the benefit/s Apple Pay provides over tapping my card on the te
by zensavona 10y ago
I live in Australia and since we already have contactless payments everywhere I don't understand the benefit/s Apple Pay provides over tapping my card on the terminal. Am I missing something?
- iamshs 10y agoEasy budgeting. No need to carry card. If your Visa gets lost, Apple Pay automatically updates to new card without waiting for a physical card. Some of the benefits that I have seen.
- nickonline 10y agoNo card is the only real benefit.
- mercer 10y agoContactless payment has been rolled out in many places in Holland over the past year or two, and while that decreases the benefit of using your phone, it's still slightly easier to pull out your phone than to take a card out of a wallet, pay, then put it back in. For me that would be enough of an improvement to switch.
- gpderetta 10y agoI keep my card in my phone case, so I just wave my phone over contactless sensor. And even before I wouldn't bother taking it out of the wallet and simply tapped the wallet itself.
- mmmBacon 10y agoYep. Apple Pay uses a one time authorization code and not your card numbers, etc... The merchant does not get your card number or name. They can only use that authorization code for one transaction. Even if your PIN is stolen, the thief still cannot access your account.