And if it is dozens of corporations, there's no reason they wouldn't just absorb the insurance function. Right now because insurance is bought by consumers ther

And if it is dozens of corporations, there's no reason they wouldn't just absorb the insurance function. Right now because insurance is bought by consumers there's tremendous value in having a recognizable consumer-facing brand (Gecko & Flo). But if the car provider already has the ongoing consumer relationship, offering the insurance is a straightforward financial feature. Plus they'll be way more informed about the risk characteristics of their customers and vehicles. I don't see any remaining reason for separate auto insurance companies to exist if this version of car purchasing takes over individual ownership.