I have no idea what you're talking about. The bit patterns in someone's bank account aren't money, they're just a record of money. If someone has 1000000 dollar

I have no idea what you're talking about. The bit patterns in someone's bank account aren't money, they're just a record of money. If someone has 1000000 dollars, they will have a given bit pattern in their database row. But if two people have the same number of dollars, they aren't sharing money; they just happen to have the same amount at that moment. Money is the agreement that a given person has a given amount of money. That's why blockchains, which allow distributed consensus, can be used to establish currencies. If, by "intangible bit patterns", you mean the credentials for someone's bank account, this is also not the same as a copy of a creative work. By having a copy of credentials you have the ability to change how much money the person has. This is very illegal to do without consent. Analogously, nobody is suggesting we should be able to legally break into the author's computer and modify their copies of their book. Ownership is about control over things. The author has control over their copy, and I have control over mine.