Scotland has different laws around legal tender, and no notes are legal tender here. And while you might expect shops and banks to accept any coins and notes i

Scotland has different laws around legal tender, and no notes are legal tender here. And while you might expect shops and banks to accept any coins and notes in general circulation, they aren't obliged to at all (except the issuing bank for any notes you might have, which must exchange notes they have issued -- although since we moved off the gold standard, they'll just give you another note of the same denomination).