And what about personal responsibility? In the calculus of renting vs buying a home you gain flexibility in renting. You can pick up and leave with minimal ha

And what about personal responsibility? In the calculus of renting vs buying a home you gain flexibility in renting. You can pick up and leave with minimal hassle. The risk you incur by doing so is that housing and rental prices might go up. You can't just reap the benefits of renting and then claim foul when the market prices them out and make others pay for it indirectly via externalities. If we're talking about people who are young enough that they've been priced out of home ownership in San Francisco their entire lives, then maybe they should have seen the writing on the wall and made a life for themselves somewhere they could afford it. And, if their families want these people around so badly, why aren't they boarding them? It's the norm in plenty of other cultures.