> 2. They're pushing hard on a narrative of "chip transactions are slow, so slow, you have to wait so long because it's so slow, wouldn't you rather just swipe

> 2. They're pushing hard on a narrative of "chip transactions are slow, so slow, you have to wait so long because it's so slow, wouldn't you rather just swipe your card quickly than deal with the slow slowness of these slow chips with their slow transactions, and did we mention they're slow" to try to turn the public against chip cards. Well... chip transactions are slow. I'd estimate about 3x slower than the old swipe transactions. It's a genuine annoyance and lots of people complain about it, customers and merchants alike.