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It's also more convenient to just slide your card than to insert, usually type your 4 digit code and retreive your card. It's also very easy to get your money b
by hartator 10y ago
It's also more convenient to just slide your card than to insert, usually type your 4 digit code and retreive your card. It's also very easy to get your money back in the US in case of fraudulent charges compared to Europe. So, the security added by the chip doesn't matter that much to the end consumers compared to the added friction.
- cmrx64 10y agoIn Australia at least paypass/paywave is ultra common. Just wave and you're done. At least as fast as a swipe, and you don't even have to take your card out of the wallet.
- Flimm 10y agoThat sounds like "contactless" in the UK. Just swipe for transactions under £30, use your PIN if it's greater than that. It's very convenient, and I feel no need for a smartphone solution at this point.
- xbmcuser 10y agoThe same terminals work with Android pay. The only thing is that the card number used is not he the one on your original card when using Android pay.
- RazerM 10y agoDon't you have to sign? I'm from the UK but in Germany I have to sign sometimes and it takes longer to print a receipt and sign it than to enter 4 digits. This is assuming a fast terminal; I've used slow ones in the past.
- JimDabell 10y agoIt's easy to get your money back in Europe too – I just have to log into my phone app and dispute a charge. I could phone or use the website as well. How is it easier than that in the US?