Yes, but that's not peer-to-peer. That's like a company ferrying physical cash from one party to another. They become a financial intermediary and become subjec

Yes, but that's not peer-to-peer. That's like a company ferrying physical cash from one party to another. They become a financial intermediary and become subject to financial regulations. You don't have to take the role of a financial intermediary if you're an enterprise that uses cryptocurrency. Microsoft accepts BTC, but is not a money transmitter.