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Seriously, with no exclusions for pre-existing conditions, no raising of rates if you get sick, and no lifetime maximums - how are "insurance" rates not going t
by roboneal 17y ago
Seriously, with no exclusions for pre-existing conditions, no raising of rates if you get sick, and no lifetime maximums - how are "insurance" rates not going to rise?
This smells like a "let's bankrupt all the private insurers" and then let government swoop in and finally nationalize the rest of the healthcare system to fill the void.
- icey 17y agoTheoretically the insurance rates won't rise because the healthy young people who aren't buying insurance now will be forced to do so legally. With a lower risk pool, the insurer would hopefully be able to keep rates stable.
- roboneal 17y agoHow many healthy uninsured young people do you really think there is? I hear 36 million total uninsured getting thrown around. Let's say 15% are healthy, young, & gainfully employed (able to afford premiums), but until now - health insurance "scofflaws". Do you really think these 5.4M people offset uncapped, unrestricted benefits of the other 300+ Million people?
- deleted 17y ago[deleted]