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Is there a reason you can't have your users load their account with a certain amount and then have their usage charge against that pre-loaded amount? That's wha
by josh_carterPDX 10y ago
Is there a reason you can't have your users load their account with a certain amount and then have their usage charge against that pre-loaded amount? That's what they do at Twilio. As for fraud, there are a ton of 3rd party systems out there that can do fraud detection for you. Sift Science being one of them (https://siftscience.com/ https://siftscience.com/).
- inlineint 10y agoSo do you mean that if my customer consume resources for let's say $10 then I charge that customer immediately and if the payment is declined I stop serving that customer? And do the same after next $10 consumed? I didn't think about fraud yet, but thank you for the link.
- josh_carterPDX 10y agoI guess it would depend on how your users consume services. With Twilio it's easy because it's by transactional events like SMS or minutes. So you could load your account with $20 and Twilio would just take from that based on the transactions that occurred. And if you ran to $0 then yes, they suspended your account.