I bought a copy of Quicken on sale a few years ago. Once everything was set up, it's been pretty darn minimal effort. I spend 5 minutes downloading & categorizi

I bought a copy of Quicken on sale a few years ago. Once everything was set up, it's been pretty darn minimal effort. I spend 5 minutes downloading & categorizing transactions every couple weeks. (needs to be fresh in my mind to categorize, and some banks only let you download 3 months back). Overview is continually available on a running basis. A spreadsheet might work better, if I didn't have 20-30 accounts, and money constantly flowing around them.