No one gave you a specific analysis oriented answer. Assuming conditions are mostly static which they are for most people you now have an engineering theory or

No one gave you a specific analysis oriented answer. Assuming conditions are mostly static which they are for most people you now have an engineering theory or model with some predictive ability. Capable of answering simple questions about the future. I'd like to go to the HOPE conference in NYC this weekend. (I can't for familial scheduling reasons but for the sake of the argument...) Given historical entertainment budget how many months ahead do I have to start saving up to pay for transport and hotel? A month? A year? Is is even in the cards for petty cash at all or am I going to have to save up to attend? At our current rate of savings when does my wife get a new car, this year, next year, later? If you don't have questions like that there's no point gathering the data. Much like I ignore my fitbit and my mint data, I'd ignore this data in general. Its also an old people filter. 20 years ago you got one checking statement per month mailed to you in physical mail. You'd have a whole month's financial transactions uncleared just hanging out there and then you'd balance your checkbook by whatever method so you could keep a running guess of your current balance. Now a days I have live bank account access and at most only a handful of online payments outstanding at any given moment so I don't keep a paper register or the equivalent anymore. So old people tend to have a "thing" for elaborate home accounting. It took me 30 or so seconds to determine that right now I could write a check for $2356.50 if I wanted to and it would clear, but not a penny more. In the old days it would have required some elaborate accounting OR I'd have to guess I probably have over $2K in checking and hope for the best.