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"I don't really ever think about money any more" I see myself in a similar situation, but in my case the thought is "I don't really ever worry about money any
by restalis 10y ago
"I don't really ever think about money any more"
I see myself in a similar situation, but in my case the thought is "I don't really ever worry about money any more", which is different. That large buffer cash can be invested, or (if it's significantly large to your interest) - hedged, at least. That requires thought.
- mason55 10y agoYeah I think that my key was automating the big pieces. By the time I automated retirement savings, short-term savings, long-term savings, and all my big expenses (really just rent since I don't have a car). With all that automated, and my savings levels being very aggressive, I just need to make sure the buffer in my checking account doesn't go down each month. If it gets a little lower then maybe I skip a few meals out for a month. But I will say, to get to this point took many years of trying to budget and "failing". Using those tools helped by letting me internalize my spending and re-baselining what "normal" spending felt like. I put "failing" in quotes because each time I went over budget or stopped tracking for a few months I felt like I had failed but in reality I was learning what worked for me.