Nobody is making 100k a month by managing their personal finances. (Anybody who does make 100k a month on investments employs professionals to manage their mone

Nobody is making 100k a month by managing their personal finances. (Anybody who does make 100k a month on investments employs professionals to manage their money.) And if they make 100k a month by "saving up for their venture", their time would be vastly better spent actually executing on that venture rather than doing fastidious accounting on pennies at home.