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>My current understanding is that my lifestyle costs a certain amount of money, these days around $50-60 per day. Rounded up that's $2K a month. My paycheck rou
by plaguuuuuu 10y ago
>My current understanding is that my lifestyle costs a certain amount of money, these days around $50-60 per day. Rounded up that's $2K a month. My paycheck rounds out to $6K a month. So I have $4K surplus to play with.
First you say you don't believe in accounting, then a few posts down you decide to suddenly do some accounting. I'm confused.
- vinceguidry 10y agoI built an accounting app for personal use. My perspective draws from that experience. Of course I can do some rudimentary financial calculations and budgeting if I put my mind to it. The point is, I just don't. The figures I gave are the natural set points, not budget targets. If I just let go and do whatever, that's what I spend. If I went from $100K to $300K, my personal spending would go up, but not dramatically. I've already found points of diminishing returns for most of the things in my life that I've found that's worth spending money on. I'm sure I could find ways to spend it, but the sort of mindless spending on stupid crap that most people do, I seem to be immune to it.