I have a few friends who try and champion both YNAB and Ledger but Mint works super well for me by keeping my thinking Macro level. If you are someone who just

I have a few friends who try and champion both YNAB and Ledger but Mint works super well for me by keeping my thinking Macro level. If you are someone who just needs a broad budget, Mint can be great. But if you think you need super fine grained control to the point that it will re-enforce changing your spending happens Ledger/YNAB will for sure help with that. I just find that I stop using them, and that was worse.