Arson is a thing, and you should be insured against it. Plus, sometimes the fire department does set fires: http://www.theglobeandmail.com/news/alberta/firefigh

Arson is a thing, and you should be insured against it. Plus, sometimes the fire department does set fires: http://www.theglobeandmail.com/news/alberta/firefighter-charged-with-arson-in-blaze-that-destroyed-alberta-railway-bridge/article29817122/ http://www.theglobeandmail.com/news/alberta/firefighter-char...