4 ms·

Most of the things you mentioned, you could see coming quickly enough that you can get on insurance if they can't deny you because of preexisting conditions. Yo

btilly 17y ago
Most of the things you mentioned, you could see coming quickly enough that you can get on insurance if they can't deny you because of preexisting conditions. You'll be able to get insurance after your get cancer come 2014. The exceptions are the ones involving car wrecks, falls, etc, where you don't have time to fill out paperwork before racking up a huge bill. Even those can do no worse than bankrupt you, and immortal 25 year olds are usually also broke 25 year olds. Not true. First of all most of the things I mentioned were fast accidents that gave you no warning. So your most is wrong. But it gets worse than that. I listed no less than 4 people with cancer. Let's go through them and see what difference insurance made. Mark woke up, was not feeling well, then wound up in the ER that night. Without insurance his family would have been financially hosed. (He wound up dead within a year anyways.) Euna brought up stomach trouble at a routine doctor's visit, the doctor followed up, discovered an aggressive cancer at a fairly early stage. (This was incredibly lucky for her, if the cancer had been located a few inches farther away there would have been no symptoms at all.) Without insurance she would not have had a regular doctor's visit, would be less likely to catch it in time, and she'd have probably died. The two with the brain cysts went to the doctor after developing severe balance problems. Not having insurance would have meant living through that while going through several weeks of paperwork. What is worse the condition they both had is one where if you stand up and bend over you can drop dead instantly. So without insurance a few nasty weeks with instant death quite likely. So the likely cost for the cancer cases if you didn't have insurance? Instant bankruptcy, likely death, possible death, and possible death. Now that may be bad luck, but those are just a list of people who came to mind for me in a few minutes of thinking. YMMV but that is not a risk I particularly desire to go through.
- rsheridan6 17y ago
  Not having insurance is not the same as not getting checkups. It means paying for them out of pocket, but for a healthy young person that shouldn't be too expensive. Before the health care bill passed, there were already places like Hello Health popping up that catered to the uninsured. There will be more of them if people decide insurance isn't worth buying. It also doesn't mean not getting treatment, because if you have something like a brain cyst, the ER can't turn you away. I also don't see why your friend's family would be financially hosed, assuming he's over 18.

btilly 17y ago

Most of the things you mentioned, you could see coming quickly enough that you can get on insurance if they can't deny you because of preexisting conditions. You'll be able to get insurance after your get cancer come 2014. The exceptions are the ones involving car wrecks, falls, etc, where you don't have time to fill out paperwork before racking up a huge bill. Even those can do no worse than bankrupt you, and immortal 25 year olds are usually also broke 25 year olds. Not true. First of all most of the things I mentioned were fast accidents that gave you no warning. So your most is wrong. But it gets worse than that. I listed no less than 4 people with cancer. Let's go through them and see what difference insurance made. Mark woke up, was not feeling well, then wound up in the ER that night. Without insurance his family would have been financially hosed. (He wound up dead within a year anyways.) Euna brought up stomach trouble at a routine doctor's visit, the doctor followed up, discovered an aggressive cancer at a fairly early stage. (This was incredibly lucky for her, if the cancer had been located a few inches farther away there would have been no symptoms at all.) Without insurance she would not have had a regular doctor's visit, would be less likely to catch it in time, and she'd have probably died. The two with the brain cysts went to the doctor after developing severe balance problems. Not having insurance would have meant living through that while going through several weeks of paperwork. What is worse the condition they both had is one where if you stand up and bend over you can drop dead instantly. So without insurance a few nasty weeks with instant death quite likely. So the likely cost for the cancer cases if you didn't have insurance? Instant bankruptcy, likely death, possible death, and possible death. Now that may be bad luck, but those are just a list of people who came to mind for me in a few minutes of thinking. YMMV but that is not a risk I particularly desire to go through.

rsheridan6 17y ago
Not having insurance is not the same as not getting checkups. It means paying for them out of pocket, but for a healthy young person that shouldn't be too expensive. Before the health care bill passed, there were already places like Hello Health popping up that catered to the uninsured. There will be more of them if people decide insurance isn't worth buying. It also doesn't mean not getting treatment, because if you have something like a brain cyst, the ER can't turn you away. I also don't see why your friend's family would be financially hosed, assuming he's over 18.