3 ms·
How do Germans buy things online without credit cards?
by fludlight 10y ago
How do Germans buy things online without credit cards?
- thesimon 10y agoDirect Debit (0) mostly through PayPal, bank transfer or invoice. I need to add though that phone payment is mainly used for sites targeted at kids, sites that normal acquirers don't allow (file sharing) and donations (e.g. text XYZ to 000 to donate 5€). Not usually when ordering stuff from Amazon etc. (0): https://en.wikipedia.org/wiki/Direct_debit https://en.wikipedia.org/wiki/Direct_debit
- kybernetyk 10y agoPayPal Or SofortÜberweisung where you give the login data to your online banking and a TAN to a shady 3rd party company and they perform the wire transfer for you - while sending a confirmation to the merchant that the money has been sent. No, this is not a joke. https://de.wikipedia.org/wiki/Sofortüberweisung https://de.wikipedia.org/wiki/Sofortüberweisung
- martin_a 10y agoI am lucky to know nobody that uses this crap of Sofortüberweisung.
- detaro 10y agoCommonly direct debit, which works overnight inside the EU. Also there is PayPal and other prepaid wallets, and a bunch of scattered other payment systems that amount to faster direct debit, which all have the benefit of being fast enough for digital goods. And more and more, especially younger, people have credit cards for digital purchases (and travelling).