For 7 years, I did. And I am glad that, temporarily, I need not. Edit: Conversely, if you do not have experience of more modern banking systems, I am not sure

For 7 years, I did. And I am glad that, temporarily, I need not. Edit: Conversely, if you do not have experience of more modern banking systems, I am not sure you can appreciate the appalling state of the U.S. one.