Eh, I don't see my health insurance as "insurance". I see the company as my health care "agent". When I get sick, I'm not in any position to negotiate or compar

Eh, I don't see my health insurance as "insurance". I see the company as my health care "agent". When I get sick, I'm not in any position to negotiate or compare prices between providers, so I'm going to rely on the negotiating that my insurance company has already done on my behalf. And what better way to ensure that my agent is really trying their best to get the best price for me? Make them pay the cost and I'll pay a set monthly fee for everything.