USAA has an 8% tangible equity to assets ratio. For capital adequacy purposes, the bank only needs 1.5% TCE/TA. They are well capitalized and I would say that t

USAA has an 8% tangible equity to assets ratio. For capital adequacy purposes, the bank only needs 1.5% TCE/TA. They are well capitalized and I would say that their prospects for insolvency are nil.