Usually they have an Identity & Access Management solution in place to authenticate users. It does more than just the security image & secret phrase. It also us

Usually they have an Identity & Access Management solution in place to authenticate users. It does more than just the security image & secret phrase. It also uses hundreds of unique identifiers about your browser & OS to rank if you are the same user that usually logs in. If it's too low they can take additional actions like ask you additional challenge questions, flag your account for review, or lock your account.