I'd love to come up with a genuinely transformative retirement savings system for the European market too. I built pensions systems in Ireland and the UK for ye

I'd love to come up with a genuinely transformative retirement savings system for the European market too. I built pensions systems in Ireland and the UK for years and my assessment was that the system was completely crazy from a contributors point of view - at least since DC (defined contribution) became the main paradigm. Previously when DB (defined benefit) was a thing it was crazy from a company's point of view. And always the extraordinary fees concealed in labyrinthine complexity and regulation.