I'm a big fan of the ING DiBa VISA card which lets you withdraw money for free at many (most?) ATMs in the Eurozone. My experience with their customer service h

I'm a big fan of the ING DiBa VISA card which lets you withdraw money for free at many (most?) ATMs in the Eurozone. My experience with their customer service has also been much better than either Volksbank or Sparkasse. I have a second credit card from DKB because withdrawing money abroad is "free" (there's still a fee for currency conversion though, if I'm not mistaken).