I'm not sure what "extremely rare" means, and I don't have any facts one way or the other. What I do know for certain is that credit cards have a number of fed

I'm not sure what "extremely rare" means, and I don't have any facts one way or the other. What I do know for certain is that credit cards have a number of federal regulations protecting consumers from fraud, and debit cards do not. I also know that with debit card fraud, it's YOUR MONEY that's stolen from you. With CC fraud, it's not. Most importantly, I know that a CC is superior to a debit card in every way. That there is definitely more risk with a debit card, and absolutely no reason to accept that risk, unless you cannot qualify for a credit card. And because of that, I think that doing what you did here, advocating that any skepticism of debit cards is "FUD" is irresponsible. That's why I've replied. Internet, identity and "Credit Card" fraud (including debit cards in that) is the fastest growing category of crime in the country according to the FBI.