4 ms·

Are we supposed to forward this article to our moms?

• encoderer 17y ago
  I work with a lot of smart engineers who use their debit cards all the time. The points in this article are applicable to anybody. Use a credit card and PIF every month. You'll be far better off. And to sweeten the deal, get a card that'll pay YOU. I earned 2.57% cashback on purchases in 2009.
  • gaius 17y ago
    Indeed - it's a cultural thing. I know many people who've had it drummed into them by their parents "credit cards are evil". Of course they're not, they're just a tool. And if you are worried, use a charge card instead (this is what I do).
    • BigZaphod 17y ago
      I had to actually check wikipedia to see what a "charge card" was because I've always always heard it used synonymously with "credit card." In fact, I always assumed it was just an old name for "credit card." It would appear that is not the case. Perhaps that speaks to the power of credit card marketing in the US - or maybe I'm just ignorant. :)