It wouldn't help in this case, since from what I understand most of the value in these particular funds is locked up in real estate. An example: you invest €10

It wouldn't help in this case, since from what I understand most of the value in these particular funds is locked up in real estate. An example: you invest €1000 in one of these funds. It takes €900 of what you invested (keeping €100 in cash), pools it together with what other people invested in the fund, buys one floor of a building, and rents it to a company. What it receives in rent is what gives the fund its return (and might be reinvested in buying more floors). So, it's not a simple question of doing a transfer. The fund has to sell the building floors, a process which can take many months. If it has 100 investors, and only 2 or 3 want to get out, it can use what it kept as cash and pay them quickly; if 50 want out, it won't have enough cash in hand.