This is how I feel about car insurance in Ontario (think $5000 a year for a teenage male). On one hand, it's great that if I get in a crash I get crap loads of

This is how I feel about car insurance in Ontario (think $5000 a year for a teenage male). On one hand, it's great that if I get in a crash I get crap loads of money for physical therapy and what not. On the other hand I wasted 2h every day of high school waiting and sitting on the bus and so did everyone else. Hours I'll never get back. Would rather have taken my chances :/