Be careful with the advice that tells you how to get rich by saving a bit of your income and not buying the things you can't afford. The only person it will mak

Be careful with the advice that tells you how to get rich by saving a bit of your income and not buying the things you can't afford. The only person it will make rich is the author of the book. Your average person in the US makes $29K/year. Subtract taxes, rent, insurance, transportation, food, utility bills, medical bills, and you're usually left with close to nothing. Even if you're a developer who makes $150K, you can probably save up $50-60K/year, if you live extremely frugally. So it will take you 17-20 years just to get to $1M, assuming you can inflation-proof your savings. And I don't consider $1M in savings "rich" - it's not enough to retire without worrying (medical bills will go up as you age).