Simple Excel spreadsheet where I keep track of any regular expenses (subscriptions, rent, ...) and my investments. I'm based in Europe but have most of my inve

Simple Excel spreadsheet where I keep track of any regular expenses (subscriptions, rent, ...) and my investments. I'm based in Europe but have most of my investments in the US largely due to my phenomenal broker there: https://www.interactivebrokers.com/ https://www.interactivebrokers.com/ Interactive Brokers allows you to exchange currency basically without fees and at real market rates. In terms of investments I keep it simple and split the money in fixed percentages between cash, bonds, index ETFs, and gold. This saves a lot of time and fees.